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The Pros and Cons of Buying a Home in June

Buying a home is a significant milestone filled with excitement and anticipation. The timing of this important purchase...

  • Suzanne Damon
  • June 17th, 2024
  • 5 min read
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Buying a home is a significant milestone filled with excitement and anticipation. The timing of this important purchase can impact various aspects of the process, from the availability of homes to the price you might pay. June is a popular month for homebuyers, but it comes with its own set of advantages and drawbacks. Let's delve into the pros and cons of buying a home in June to help you decide if now is the right time for you.

The Pros of Buying a Home in June

1. Increased Inventory

June is part of the traditional spring and early summer home-buying season, which means more homes are listed for sale during this time. Sellers often aim to move in the summer to coincide with the end of the school year, resulting in a broader selection of homes. This increased inventory gives buyers more options to find a home that meets their specific needs and preferences.

2. Better Weather for House Hunting

The pleasant weather in June makes it an ideal time for house hunting. You can explore neighborhoods, attend open houses, and inspect properties without the challenges posed by winter snow or spring rain. Good weather also allows you to better assess the condition of the exterior of the home, the landscaping, and the overall curb appeal.

3. Longer Days

June offers the advantage of longer daylight hours, giving you more time after work to visit properties. This can be particularly beneficial if you have a busy schedule, as it allows you to fit in more house viewings in a single day without feeling rushed.

4. Competitive Mortgage Rates

Historically, mortgage rates have been favorable in June. While rates fluctuate based on the broader economic climate, June often sees competitive rates as lenders aim to attract the surge of buyers in the market. Locking in a lower interest rate can save you a significant amount of money over the life of your loan.

5. School Year Transition

For households with children, moving in June means settling into a new home before the next school year begins. This transition period can ease the stress of moving, giving kids time to adjust to their new surroundings and making it easier to enroll them in their new schools.

6. Seasonal Promotions

Many moving companies and home improvement stores offer promotions and discounts in June to attract the influx of buyers and movers. Taking advantage of these deals can help reduce the overall cost of moving and setting up your new home.

The Cons of Buying a Home in June

1. Higher Competition

The increased number of buyers in June means more competition for desirable properties. This heightened demand can lead to bidding wars, driving up the price of homes. Buyers may need to act quickly and be prepared to offer above the asking price to secure their desired home.

2. Potential for Overpricing

With so many buyers in the market, some sellers may take advantage of the demand and list their homes at higher prices. This potential overpricing means you might pay a premium compared to other times of the year. It's essential to work with a knowledgeable real estate agent who can help you identify fair market values and negotiate effectively.

3. Faster Market Pace

The fast pace of the June market can be overwhelming for some buyers. Homes may receive multiple offers within days of listing, leaving little time for thorough decision-making. This urgency can lead to rushed choices and potential regrets if you don't take the time to consider all factors.

4. Moving Logistics

While June is a popular moving month, it also means that moving companies are in high demand. Booking a reliable mover may require advance planning, and prices for moving services might be higher due to the increased demand. Additionally, you may face challenges in scheduling convenient moving dates.

5. Limited Room for Negotiation

Sellers in a hot June market often receive multiple offers, which can limit your ability to negotiate on price and terms. In a competitive environment, sellers are less likely to make concessions, and you might have to waive certain contingencies to make your offer more attractive.

 

Tips for Buying a Home in June

If you decide that June is the right time for you to buy a home, here are some tips to navigate the competitive market:

  • Get Pre-Approved: Obtain mortgage pre-approval before you start house hunting. This shows sellers that you are a serious buyer and gives you a clear budget.
  • Work with an Experienced Agent: Partner with a real estate agent who has extensive knowledge of the local market. They can help you identify good deals and navigate bidding wars.
  • Be Prepared to Act Quickly: Homes in June can sell fast. Be ready to make swift decisions, but ensure you've done your research and are comfortable with your choice.
  • Prioritize Your Must-Haves: Know your non-negotiables versus what you can compromise on. This clarity will help you make faster decisions without second-guessing.
  • Have a Competitive Offer Strategy: Be prepared to offer a competitive price, and consider other incentives such as flexible closing dates or a larger earnest money deposit to make your offer stand out.

In conclusion...

Buying a home in June has its unique set of pros and cons. The increased inventory and favorable weather make it an attractive time for many buyers, but the heightened competition and potential for higher prices require careful consideration. By understanding these dynamics and preparing accordingly, you can navigate the June housing market successfully and find the home that best suits your needs.

Remember, the key to a successful home purchase is thorough preparation and the support of an experienced real estate professional. Happy house hunting!

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About the author

Suzanne Damon

603-493-5561
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A long-time resident of the Manchester, NH area, Suzanne Damon has been a powerhouse in real estate for the past 29 years. Ranked among the top-producing agents in both New Hampshire and the United States, she leads The Damon Home Team with expertise, integrity, and a deep commitment to her clients. Suzanne’s entrepreneurial spirit started early—at just seven years old, she was pulling a wagon through the city, selling flowers from her garden. That same determination carried her through college debt-free and has fueled her success in the ever-evolving real estate market. She understands the rollercoaster of life and knows firsthand the challenges that come with buying or selling a home. Beyond real estate, Suzanne is the President of 1628 Group, a real estate development company focused on community growth. She is also deeply involved in giving back—serving as a Court Appointed Special Advocate (CASA) for children in need and proudly supporting Liberty House, a local organization dedicated to helping homeless veterans rebuild their lives. Hardworking, caring, and genuinely fun to work with, Suzanne and her team bring a no-pressure, results-driven approach to every transaction—because achieving your real estate goals should be exciting, not stressful. Reach out: www.TheDamonHomeTeam.com, 603-493-5561 call or text.

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The Damon Home Team

The Damon Home Team

4 Bell Hill Road, Bedford, NH 03110

The Damon Home Team

4 Bell Hill Road, Bedford, NH 03110

888-398-7062 *125
[email protected]
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