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New Hampshire Vacation Home Investments: Is Summer the Right Time to Buy?

Summer is often considered the peak season for vacation home sales in New Hampshire, with many buyers eager to secure their...

  • Suzanne Damon
  • June 28th, 2024
  • 4 min read
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Summer is often considered the peak season for vacation home sales in New Hampshire, with many buyers eager to secure their dream getaway in the beautiful Granite State before the warm weather fades. However, the decision to invest in a vacation property should not be taken lightly, as it involves significant financial considerations and potential risks. What are the pros and cons of buying a vacation home during the summer months? Let’s check it out.

The Advantages of Summer Buying in New Hampshire

  • Peak Inventory: During the summer, the New Hampshire real estate market typically sees an influx of vacation home listings. This increased inventory provides buyers with a wider selection of properties to choose from, potentially allowing them to find their ideal vacation home at a more competitive price.
  • Favorable Weather Conditions: Summer offers the perfect opportunity to thoroughly inspect and experience a potential vacation home. The warm weather allows buyers to assess the property's outdoor amenities, such as pools, decks, and landscaping, which can be crucial factors in the decision-making process.
  • Increased Rental Potential: For those interested in generating income from their vacation home, summer is often the peak rental season in New Hampshire. Purchasing a property during this time can provide an immediate opportunity to capitalize on the high demand for vacation rentals.

The Drawbacks of Summer Buying in New Hampshire

  • Higher Prices: Due to the increased demand for vacation homes during the summer months, sellers in New Hampshire may be more inclined to list their properties at higher prices. This can make it more challenging to find a good deal, especially in popular vacation destinations like the Lakes Region or the Seacoast.
  • Competition from Other Buyers: With more buyers actively searching for vacation homes during the summer, the competition can be fierce. This can lead to bidding wars and potentially overpaying for a property, particularly in sought-after areas like the White Mountains.
  • Limited Time for Due Diligence: The summer season often comes with a sense of urgency, as buyers may feel pressured to act quickly before the warm weather ends. This can lead to rushed decisions and potentially overlooking important factors during the due diligence process.

Considerations for Buying a Vacation Home in New Hampshire

Regardless of the season, purchasing a vacation home in New Hampshire requires careful consideration of various factors, including:

  • Location: Choose a destination that aligns with your interests and preferences, considering factors such as proximity to attractions like the White Mountains, Lakes Region, or the Seacoast, as well as local amenities and accessibility.
  • Budget: Determine a realistic budget that accounts for not only the purchase price but also ongoing expenses like maintenance, utilities, and potential rental management fees.
  • Rental Potential: If you plan to generate income from your vacation home, research the local rental market and potential occupancy rates in New Hampshire to ensure a viable investment.
  • Tax Implications: Consult with a tax professional to understand the tax implications of owning a vacation home, including potential deductions and capital gains implications.

In conclusion, while summer may present some advantages for buying a vacation home in New Hampshire, such as increased inventory and favorable weather conditions, it also comes with potential drawbacks like higher prices and increased competition. Ultimately, the decision to purchase a vacation home should be based on a careful evaluation of your personal circumstances, financial goals, and a thorough understanding of the local real estate market. By considering all factors, you can make an informed decision that aligns with your long-term investment objectives.

Let's make summer moves.

Whatever your real estate goals are, we're here to help you achieve them. Whether you're buying, selling, or just getting started, we want to chat.

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About the author

Suzanne Damon

603-493-5561
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A long-time resident of the Manchester, NH area, Suzanne Damon has been a powerhouse in real estate for the past 29 years. Ranked among the top-producing agents in both New Hampshire and the United States, she leads The Damon Home Team with expertise, integrity, and a deep commitment to her clients. Suzanne’s entrepreneurial spirit started early—at just seven years old, she was pulling a wagon through the city, selling flowers from her garden. That same determination carried her through college debt-free and has fueled her success in the ever-evolving real estate market. She understands the rollercoaster of life and knows firsthand the challenges that come with buying or selling a home. Beyond real estate, Suzanne is the President of 1628 Group, a real estate development company focused on community growth. She is also deeply involved in giving back—serving as a Court Appointed Special Advocate (CASA) for children in need and proudly supporting Liberty House, a local organization dedicated to helping homeless veterans rebuild their lives. Hardworking, caring, and genuinely fun to work with, Suzanne and her team bring a no-pressure, results-driven approach to every transaction—because achieving your real estate goals should be exciting, not stressful. Reach out: www.TheDamonHomeTeam.com, 603-493-5561 call or text.

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The Damon Home Team

The Damon Home Team

4 Bell Hill Road, Bedford, NH 03110

The Damon Home Team

4 Bell Hill Road, Bedford, NH 03110

888-398-7062 *125
[email protected]
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