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Why Now Is a Good Time to Buy a Home (No, Really)

In the ever-changing New Hampshire real estate market, timing can be everything. While conventional wisdom suggests that...

  • Suzanne Damon
  • November 27th, 2023
  • 4 min read
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In the ever-changing New Hampshire real estate market, timing can be everything. While conventional wisdom suggests that spring and summer are the prime seasons for buying a home, there are compelling reasons to make that significant investment now instead. In this post, we'll explore three key reasons why the current season presents a unique opportunity for homebuyers.

There’s less competition this time of year.

As the temperatures drop, so does the level of competition for buyers in the Southern NH real estate market. Reasons include busy holiday schedules, cold weather, and the misconception that spring and summer are the only suitable times to seriously consider purchasing a home. This creates a notable advantage for those who buy during the colder months.

With fewer buyers actively searching for homes, you're likely to encounter less competition for the properties you have your eye on. This can translate into a more relaxed and buyer-friendly environment. Sellers who are feeling the seasonal dip in demand may also be more motivated to negotiate with you and close deals promptly. By taking advantage of reduced competition, you position yourself to secure a better deal and save on your new home.

A seasonally slower market means more options for buyers.

In a seasonally slower real estate market, home inventory tends to linger on the market a bit longer. While some may see this as a drawback, savvy buyers recognize it as an opportunity to explore a wider range of options and make more informed decisions.

During peak seasons, the pressure to act quickly can result in rushed decisions, potentially leading to buyer's remorse. In the off-season, you have the luxury of time on your side. You can carefully evaluate each property, weigh the pros and cons, and thoroughly consider your needs and preferences without the urgency that accompanies a hotter market.

Moreover, a slower market can sometimes motivate sellers to be more flexible with their terms. This might include being open to negotiation on the asking price, throwing in additional perks, or accommodating specific requests. By tapping into the surplus of available options and the potential for more flexible negotiations, you increase the likelihood of finding a home that perfectly aligns with your vision.

Buying and refinancing beats waiting for rates to drop.

Interest rates play a significant role in the overall cost of homeownership. While it's tempting to wait for the moment when rates hit an all-time low, predicting those movements is a challenging task—even for the experts. Instead of playing the waiting game, consider the advantages of buying now and refinancing later.

Generally speaking, real estate is an appreciating asset. Delaying a home purchase means missing out on property value appreciation. If you can afford the higher payment, buying a home now will give you the opportunity to build equity over time—which means you’ll gain more wealth than you will if you sit out of the market waiting for rates to change. Taking the plunge into homeownership during a period of higher interest rates can be a savvy move, as it positions you to leverage future market changes and optimize your financial position through refinancing when rates do eventually drop.

Did you know? Rates shift up and down daily—and while the changes might seem minor, just a small drop can shave hundreds off your monthly payment. Interested in capitalizing on this? Get in touch, and we’ll help you strategize. 

Time in your home is better than timing the market.

Waiting for the "perfect" time to buy a home can be a risky strategy. The real estate market is dynamic and influenced by a multitude of factors. By considering the benefits of the current season—less competition and more options—you position yourself for a successful and satisfying homebuying experience.

Now is the time to take advantage of the unique opportunities presented by the current market conditions. If you're considering making real estate moves, reach out. We can't wait to guide you through the process. Fill out the form below to get started.

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About the author

Suzanne Damon

603-493-5561
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A long-time resident of the Manchester, NH area, Suzanne Damon has been a powerhouse in real estate for the past 29 years. Ranked among the top-producing agents in both New Hampshire and the United States, she leads The Damon Home Team with expertise, integrity, and a deep commitment to her clients. Suzanne’s entrepreneurial spirit started early—at just seven years old, she was pulling a wagon through the city, selling flowers from her garden. That same determination carried her through college debt-free and has fueled her success in the ever-evolving real estate market. She understands the rollercoaster of life and knows firsthand the challenges that come with buying or selling a home. Beyond real estate, Suzanne is the President of 1628 Group, a real estate development company focused on community growth. She is also deeply involved in giving back—serving as a Court Appointed Special Advocate (CASA) for children in need and proudly supporting Liberty House, a local organization dedicated to helping homeless veterans rebuild their lives. Hardworking, caring, and genuinely fun to work with, Suzanne and her team bring a no-pressure, results-driven approach to every transaction—because achieving your real estate goals should be exciting, not stressful. Reach out: www.TheDamonHomeTeam.com, 603-493-5561 call or text.

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The Damon Home Team

The Damon Home Team

4 Bell Hill Road, Bedford, NH 03110

The Damon Home Team

4 Bell Hill Road, Bedford, NH 03110

888-398-7062 *125
[email protected]
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